ATM Network

Instant Funds Management, Instantly More Effective

Southern Financial Systems is a Strategic Alliance Partner with the SHAZAM™ ATM Network. The Network was founded in 1976 by community financial institutions wanting a voice in delivery of electronic convenience to their customers. Currently servicing more than 1,600 community financial institutions and over 3,100 ATMs in 30 states, SHAZAM is one of the most widely used ATM Solutions for EFT and POS electronic banking transactions and is exclusively endorsed by over twenty banking and industry associations, including the Community Bankers Associations in Georgia, Alabama, Arkansas, Illinois, Iowa, Kansas, Minnesota and Missouri.

A not-for-profit corporation, SHAZAM's focus is providing cost effective, reliable services that allow member institutions to remain competitive in their local markets. Moreover, SHAZAM is your “partner” not your “competitor”, delivering the tools you need to compete with a level of personal service and reliability unmatched in the EFT industry.

A Wide Array of Card Services:

  • ATM and Debit Card Services
  • Business Debit Card Services
  • Health Savings Account (HSA) Services
  • Electronic Benefits Transfer (EBT) Services
  • Gift Card Services
  • Merchant Processing
  • Plastics Management

SHAZAM provides flexible options for card issuers to authorize financial transactions without being directly connected to the switch and has certified interfaces with most of the leading software vendors so your bank can transfer card and balance file information to SHAZAM electronically.

A Healthy Stream of Interchange Income

Since 2006, POS interchange income has been increased by more than 50% to all participants. Operational efficiencies made possible a network pricing reduction of over $3 million. These savings have been passed along to all network participants, helping boost your bottom line and the profitability of working with SHAZAM. Today, SHAZAM provides the most comprehensive suite of products and services so your bank can compete effectively using a single source.

Quality Banking Software Products. Professional Services. Dedicated Support.