Core Account Processing
As a banker, you know that becoming more productive is key to becoming more profitable. Success depends on your ability to efficiently carry out day-to-day transactions as well as to continually expand your customer base. Your financial institution's core accounting system plays a vital role in reaching these goals. Harland Financial Solutions' SPARAK System takes banking to the next level by providing a complete account processing system on an easy to use Windows^® platform. The SPARAK System combines speed and graphical capabilities to process accounts, store information and link future-thinking financial institutions with today's technology-savvy customers.

The SPARAK System performs back office processing for deposits, loans, general ledger, ATM investments, IRA and many other software modules. The foundation of the SPARAK System is a unique Customer Information File (CIF) that maintains a central file on all banking relationships within your institution.

This central file allows bank personnel to quickly view detailed, reliable customer information. Users can display multiple accounts at the same time, print customer statements from any PC, view customer identification information, display daily reports and more! The SPARAK System - It's powerful. It's flexible. It's just one more way we're able to give your financial institution the edge.

Microsoft^® Office Integration
Fully integrated with the Microsoft^® Office Suite, the SPARAK System empowers your financial institution to work with your customer data in some of the world's most popular software: Microsoft^® Access, Excel and Word. Choose from hundreds of standard reports already built, or create your own. The SPARAK System's integration with Microsoft^® products is the best way to create management reporting, spreadsheets, and customer marketing campaigns.

Customer Information File (CIF)
A powerful advantage of the SPARAK System is the Customer Information File which displays a complete customer profile. From this one screen, you can view information for all of a customer's related accounts, view aggregated totals and have the ability to launch any of the accounts by simply double-clicking. This window also displays a customer's picture and/or signature for quick identification.

The CIF application offers benefits to all areas of a financial institution from marketing to account maintenance. Through CIF you will have the ability to store dozens of fields of information about customers and non-customers alike. Your financial institution will also have the ability to retain a customer's name and address information even after an account has been closed and purged - both great advantages for customer retention management and marketing to prospects.

In the CIF application, personal information is stored separately from account and household information, which allows your financial institution to set up relationships between customers and accounts. Your efficiency and accuracy will be improved through the capability to change several of a customer's accounts all from one window.

Custom Reporter
Built into the system is the comprehensive Custom Reporter. Print dozens of fields on one report, perform cross-application comparisons and mathematical functions, and sort multiple fields at one time. Generate reports based on history and transaction files, General Ledger and stockholder information. Reports can be printed, scheduled for automatic printing, or downloaded in multiple electronic formats including ASCII, PDF, and others.

Picture IDs, Digital Signatures and Check Retrieval
Digital images provide account security with a personal touch. Store photos and signatures in the Customer Information File, and never forget a face again. In addition, you will enjoy the ability to retrieve check images, document images and other digital files directly from the SPARAK System.

Online Loan Transaction Processing
With the SPARAK System, you will possess the ability to effective date transactions back to inception of the loan without reversing out payments that have been made. A powerful feature!

Powerful Online Help
The friendly Windows^® system coupled with extensive online help creates an environment in which even new users can immediately utilize advanced features. The SPARAK System includes three levels of online help: context sensitive help, dialog level help, and online book help, each developed for specific needs.

General Ledger Reconciliation (GLR)
With the GLR option, you can easily reconcile your G/L accounts with the statements you receive from correspondent financial institutions. By marking items as cleared, the balance is automatically calculated and compared to the statement balance, providing you with a difference that is immediately updated. GLR provides a simple and efficient method of reconciling your General Ledger accounts.

Multiple Directories
Making the right decisions often comes down to having access to complete information. Accessibility to multiple directories in the SPARAK System is a feature that remains unmatched in the industry. The SPARAK System offers access to files as of month-end, quarter-end, year-end and even a test directory for training new employees.

Installation, Training and Support
Equally important as software, we understand the need for quality customer service and smooth transitions. We never hand you the software and then walk away. Instead, we provide complete conversion services along with all the necessary staff training that will benefit your financial institution...and your customers.

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Feature lists and screen captures may inform you about highlights of the SPARAK System; however, seeing is believing! Don't miss this great opportunity to boost your efficiency and profitability. Take a closer look at what the SPARAK System has to offer through a personal demonstration. After all, having a powerful and flexible core processing solution may be the most important decision affecting your financial institution.