Southern Financial Systems, LLC provides software sales and service to community banks. The company was founded in 1986. Over the years Southern Financial Systems (SFS) has earned the reputation of providing our customers with quality products, professional service, and dedicated support. The SFS team has over 150 combined years experience implementing bank software solutions. As a result several major solution providers have partnered with our organization.



Southern Financial Systems’ core processing solution is the SPARAK System, a Harland Financial Solutions product. The SPARAK System performs back office processing for deposits, loans, general ledger, safe deposit box, IRAs, and investments. Other product offerings include internet banking, check imaging, document imaging, telephone banking, charge-off accounting, and teller automation.



Southern Financial Systems provides installation and support for the SPARAK system, teller automation, document imaging, and charge-off accounting. Additionally, we provide automated conversion services for several core accounting packages, custom software design, systems integration, disaster recovery services, and operations consulting.

As a banker, you know that becoming more productive is key to becoming more profitable. Success depends on your ability to efficiently carry out day-to-day transactions as well as to continually expand your customer base. Your financial institution's core accounting system plays a vital role in reaching these goals. Harland Financial Solutions' SPARAK System takes banking to the next level by providing a complete account processing system on an easy to use Windows® platform. The SPARAK System combines speed and graphical capabilities to process accounts, store information and link future-thinking financial institutions with today's technology-savvy customers .

Teller Suite is the easy to install, easy to learn, and easy to use Windows based online teller automation solution that delivers more productivity, flexibility, and control. This product is an affordable, all-inclusive teller automation software suite designed for bankers by banking software development experts. It uses industry standard technology for performance, compatibility, and protection against future obsolescence.

eCabinet is an intelligent electronic file cabinet developed by Ricoh Corporation. eCabinet automatically archives any file type from networked peripherals like scanners, copiers, printers, fax machines, and PCs (including Web and email), retrieving them to your desktop in seconds through a convenient Web browser. Designed to meet the information management needs of today's paper-intensive corporate environment, eCabinet makes it easier to save everything, find anything!

Compass Internet Banking Platform™ is an integrated, enterprise-wide software suite specially designed for community financial institutions. Compass enables banks and credit unions to develop a business-critical Internet banking presence using a single platform that is managed in-house, ensuring total security of information and protection of customer relationships. With more features than any application in its class, Compass goes beyond traditional Internet banking to include a comprehensive set of workflow automation tools. Through the use of Compass, bankers achieve dramatic reductions in costs by improving efficiencies in retail and business banking, cash management, and marketing support across every area of their enterprise.

The primary core processing systems that we have worked with over the years are the Harland Sparak System, and the JH Banker System. For either of these two core solutions we can provide the following:

CONVERSIONS AND MERGERS Perhaps the premier service that SFS has provided for the last 18 years has been core system conversions. Be it a bank acquisition, merger, or core replacement, our expertise in this critical area is unsurpassed.

UPGRADES Software vendors usually provide at least one software upgrade per year. SFS can be there to ease the transition to these new releases. From actually performing the upgrade, to providing training on new features, to migrating ancillary programs and system modifications, we can totally eliminate this burden for the bank.

SYSTEM INTEGRATION We are the preferred provider for several software vendors when it comes to interfacing their product to your core system. Voice response systems, internet banking, and check imaging are just a few of the applications that we have integrated for over 100 banks nationwide.

CUSTOM PROGRAMMING We believe that it is safe to say that no system will completely meet the requirements of your particular bank. To fill this void, SFS has written literally hundreds of ancillary programs and modifications to satisfy the unique needs that every bank will have. Let us work with your bank in the custom development of a solution to solve your particular problem.

CONSULTING Our many years of experience in bank operations make our company an excellent resource for operational issues and ideas. Our personnel have expertise in loan, deposit, item, customer service, and teller operations.

DISASTER RECOVERY Located in Macon, Georgia, our disaster recovery facility offers a convenient, affordable, and reliable solution in the event of a natural disaster, fire or severe hardware problem at your bank. A thorough analysis of your system, annual testing, and a detailed disaster recovery procedures manual will assure your bank has peace of mind in the event of a disaster.